Open Civic Utilities Metadata Template

Professional-grade software for complementary currency systems, mobile banking, and digital payment networks

Utility Identification

Utility Name: Cyclos (Cyclos 4 PRO, Cyclos 4 Communities, Cyclos 3 Open Source)
Utility Type: Software platform and payment system
Primary Function: Online banking, payment processing, complementary currency administration, mobile banking, marketplace functionality, and e-commerce integration for banks, microfinance institutions, barter systems, and community currency projects
Version: Cyclos 4.16+ (latest), with Cyclos 3 as legacy open source version
Developer/Provider: STRO (Social Trade Organization) - Dutch NGO with offices in Netherlands, Brazil, and Uruguay
Release Date: Initial release over 20 years ago; Cyclos 4 represents major platform upgrade
Codebase: GitHub - Cyclos Project, OpenCyclos Fork
Frontend URL/Link: Cyclos Official Website, Mobile Apps - Android, iOS App Store

Platform Compatibility: Windows, Linux, FreeBSD, macOS (any OS supporting Java VM); Mobile: Android and iOS native apps
Technology Requirements: Java 11 runtime environment required; built on Java enterprise technologies with Google Web Toolkit (GWT) frontend; Spring Framework for application server
Installation Method: Download and self-hosted deployment on Java application server, or cloud-based deployment
System Requirements: Minimum 1GB RAM available; PostgreSQL 9.6 or higher database; PostGIS 2.1 or higher for geospatial features; Apache Tomcat 8.5 or 9.0
Integration APIs: Multiple payment channel interfaces including web portal, mobile apps, USSD banking, SMS/IVR, QR codes, and NFC card payments
Data Formats: Supports multiple currency systems, transaction formats, and integrations with banking protocols

Cost Model: Free (Cyclos 3 open source), Freemium (Cyclos 4 Communities with limitations), and Commercial licensing (Cyclos 4 PRO with professional support)